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An FHA appraisal checklist is a standardized form used by appraisers to evaluate properties for compliance with the minimum property requirements set by the Federal Housing Administration (FHA). The checklist covers various areas, such as safety, functionality, and overall condition of the property.
The appraisal checklist helps ensure that the property is suitable for FHA-insured financing and protects both the borrower and lender from potential issues with the property. For example, the checklist includes requirements for the foundation, roofing, and electrical systems, as well as safety features like smoke detectors and handrails.
By using an FHA appraisal checklist, appraisers can identify any areas that need to be addressed before the property can qualify for FHA-insured financing. This helps minimize the risk of financing a property with serious issues and ensures that the property meets the necessary standards for safety and livability.
Please note that this checklist template is a hypothetical appuses-hero example and provides only standard information. The template does not aim to replace, among other things, workplace, health and safety advice, medical advice, diagnosis or treatment, or any other applicable law. You should seek your professional advice to determine whether the use of such a checklist is appropriate in your workplace or jurisdiction.
Use this comprehensive FHA inspection checklist to assess the livability of the property. Begin the inspection by taking pictures of all sides of the house.